ACCESS BROKERAGE,INCORPORATED



Investor Corner, Counties, Cities, Schools, Real Estate and Consumer Information


INVESTOR CORNER INFORMATION

VA HOMES - I can represent and make an offer for you on any one of these homes.

HUD HOMES - I can represent and make an offer for you on any one of these homes.

General Investor News

Topic Information Source
Major points to consider as an investor
  1. Be careful to properly assess total dollar value of repairs and improvements.
  2. Get a good inspector and good contractors.
  3. Make sure you can afford/finance the repairs.
  4. Do you have an exit strategy?
Link to 1-21-2007 mcall.com article
Cooling Home Market Spurs Interest in Foreclosure Sales Several websites list foreclosures.
  • www.RealtyTrac.com
  • www.foreclosure.com
  • www.foreclosures.com
  • www.homesales.gov
  • WSJ - July 6, 2006 - PJ - Page D1

    TODAY'S REAL ESTATE NEWS SITES

    Realty Times Real Estate News

    Powered by RIS
Media Click here for our real estate archives.


    NEIGHBORHOOD INFORMATION

    Get crime, neighborhood, and school reports here!

    Another good site for crime statistics!

    Locate Sex Offenders - Georgia Bureau of Investigation


    CITY & COUNTY INFORMATION

    PLEASE CLICK ON ANY CITY OR COUNTY BELOW TO ACCES INFORMATION

    For Public School Information, please click on appropriate city/county to see school system website.

    Georgia City Demographic Information - Alphabetical

    Metro Atlanta Neighborhood Information

    GEORGIA SCHOOL SYSTEM INFORMATION

    Greatschools.org website - reviews of schools by parents and students

    Search and compare public schools with Schooldigger.com

    Georgia Department of Education

    Private School Websites and Information

    Atlanta Journal-Constitution Guide of Atlanta Metro Schools



    GENERAL CONSUMER INFORMATION

    ADDRESSES

    How can I reduce JUNK MAIL?...Contact THE MAIL PREFERENCE SERVICE, Direct Marketing Association, 11W. 42nd Street, P.O. Box 3861, New York, NY 10163-3861.

    PHONE NUMBERS

    Identity theft is becoming more real...call 800-269-0271 (Social Security Fraud Hotline).

    DRIVERS LICENSE - Call 678-413-8500 to schedule an appointment to transfer or renew your driver's license in Cobb County.


    Credit Scoring and other General Consumer Information

    Topic Information Source

    CREDIT SCORING INFORMATION

    National Foundation for Consumer Credit This is where you can turn to if you need professional help to get out of debt. Non-profit consumer credit counseling services. (Source: AJC, The Motly Fools Q&A Column)
    National
    -or-
    Atlanta area
    800-251-2227
    Fair Issac (FICO) Credit Scoring This is the leading source (but not the only source) that lenders use to evaluate credit worthiness of a borrower.
    Fair Issac Credit Scoring
    FICO Score Explanation This pamphlet explains what and how the FICO score is calculated.
    Fair Issac Credit Scoring Pamphlet
    Other Credit Scoring Resource Provides your FICO credit score for a fee.
    MyFico Website

    CREDIT BUREAU SERVICES

    Go to www.annualcreditreport.com -

    8-23-05: I just heard Clark Howard recommend that you span your credit report order over several months from the 3 Credit Reporting Agencies and not order them all at once.

    As a Georgia resident, you will be able to obtain your credit report twice per 12 month period from each of the three credit service bureaus. You may contact any one (and I suggest all) of the following three major credit reporting agencies for your free report:

    EXPERIAN - CREDIT REPORTING AGENCY (888-397-3742)

    EQUIFAX - CREDIT REPORTING AGENCY (800-685-1111)

    TRANSUNION - CREDIT REPORTING AGENCY (800-888-4213)

    EXPERIAN - CREDIT REPORTING AGENCY (888-397-3742)

    EQUIFAX - CREDIT REPORTING AGENCY (800-685-1111)

    TRANSUNION - CREDIT REPORTING AGENCY (800-888-4213)

    CONSUMER INFORMATION

    Commuter Club - Share a ride with someone! Click here to find someone in your area to share a ride. General website search
    USO Care Package to Troops in IRAQ Send some items needed by the troops in IRAQ. Link to USO website for donations to troops.
    Lowest Gas Prices! Click here for cheapest gasoline prices in your zip code. General website search
    Junk Mail How can you stop it? Contact THE MAIL PREFERENCE SERVICE, Direct Marketing Association, 11W. 42nd Street, P.O. Box 3861, New York, NY 10163-3861.
    Victims of Identity Theft? If you believe you have been a victim of identity theft, be sure to follow some important steps using the referenced website from the Federal Trade Commission Click here for help from the U.S. Federal Trade Commission

    You may also want to call 800-269-0271 (Social Security Fraud Hotline) if your social security card is lost or stolen.

    Searching for Lost Money Online Search websites that list money or personal property that may be legally yoursClick here for free search - National Association of Unclaimed Property Administrators Wall Street Journal, 2-17-2004, Page D2
    Discount Coupons for Shopping Coupons from several department stores Click here for coupons Wall Street Journal, 12-3-2003, Page D2
    FCC Moves closer to portability of wireless phone numbers. November 24, 2003 is when the FCC has indicated we can have portability of cell phone numbers between service providers.

    This means if you don't like the services of one cell phone provider, you may switch to another and keep your cell phone number.

    FCC guidelines call for carriers to switch the numbers within 2.5 hours of the customer request to transfer.

    FCC doesn't require balance due to be settled before transfer.

    Wall Street Journal and FCC website - search here


    HOME BUYER RELATED WEB SITES!


    EXCELLENT OVERVIEW OF HOME BUYING PROCESS

    CLARK HOWARD'S REAL ESTATE FORUM

    ILYCE GLINK - REAL ESTATE ADVISOR


    SOME LARGER TITLE INSURANCE COMPANIES

    CHICAGO TITLE INSURANCE COMPANY

    CHICAGO TITLE INSURANCE COMPANY - 601 Riverside Avenue- Jacksonville, FL 32204 - (888) 866-3684

    FIDELITY NATIONAL TITLE INSURANCE COMPANY

    FIDELITY NATIONAL TITLE INSURANCE COMPANY - 601 Riverside Avenue - Jacksonville, FL 32204 - (888) 866-3684

    THE FIRST AMERICAN CORPORATION

    THE FIRST AMERICAN CORPORATION - 1 First American Way - Santa Ana, California 92707 - Toll Free: 800.854.3643 - Local: 714.800.3000

    LAND AMERICA FINANCIAL GROUP,INC.

    LAND AMERICA FINANCIAL GROUP - 101 Gateway Centre Parkway - Richmond, VA 23235 - Toll Free: (800) 446-7086

    OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY

    OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY - 400 Second Avenue South Minneapolis, MN 55401-2499 - (612) 371-1111 (800) 328-4441 (US) (612) 371-1191 FAX

    STEWART TITLE INSURANCE COMPANY

    STEWART TITLE INSURANCE COMPANY - 1980 Post Oak Blvd., Suite 800 - Houston, Texas 77056 - Office: 713-625-8100 - Watts: 800-729-1900 - Fax: 713-629-2323
    Some reasons for title insurance:
  • Lost or forged deeds
  • Married seller who represents himself or herself as single
  • Claims of undisclosed heirs
  • Impersonation of owner(s)
  • Clerical or recording errors by courthouse clerks
  • Incorrect legal description of property
  • Previous contracts signed by minors or mentally incompetent persons
  • Improperly probated will
  • Confusion of title resulting from similar names
  • WHAT'S HAPPENING IN METRO SUBDIVISIONS & METRO AREA

    Development Name What's happening there Source

    CONDOMINIUM NEWS

    Druid Woods in Dekalb County 140 Condo Owners were assessed $7,650 each unit to repair water damage to one of five buildings in the Condominium complex. AJC, 3-1-2004, Page E1

    SUBDIVISION NEWS

    Big Canoe in Jasper County. HOA Association Handling money is questioned - accusations of kickbacks paid by paving contractor and general mismanagement of funds. AJC, 8-18-2003

    APARTMENT NEWS

    Apartment developers are shelving projects. Approximately 6,300 of the forecasted 12,500 units will be built. Expected vacancy rate would then be capped about 11.9%. AJC, 8-18-2003
    Tenant and Landlord Handbook The local telephone number for the Georgia Landlord Tenant Hotline has changed effective February 15, 2004. The new number is 404-463-1596. The long-distance number remains the same 1-800-369-4706. The Hotline continues to provide brief information and simple advice to both landlords and tenants on residential rental problems. A new edition of the handbook Questions Frequently Asked by Landlords and Tenants may be available by early summer. Requests for the handbook can be mailed to the Hotline's new address: P.O. Box 1127, Atlanta, Georgia 30301-1127. Clark Howard's Website


    GOVERNMENT NEWS in the NORTH METRO ATLANTA AREA

    County or City Description Source or Website
    Hall County Georgia Georgia Association of Homebuilders filed lawsuit against Hall County Commissioners. Lawsuit alleges Hall's Building Codes are discriminatory against low income homebuyers because the larger lots will sell for higher than normal prices for residential home construction. Atlanta Business Chronicle, Page 22A, July 23-29, 2004
    Cobb County Magistrate - Small Claims Court Small claims court lawsuits and tenant-landlord lawsuits may now b filed online at the County's website. MDJ, 3-10-04, Page B1, Online registration for small claims court


    RECYCLING CORNER

    RECYCLING OF HOUSEHOLD ITEMS & ELECTRONICS PRODUCTS
    NAME OF ORGANIZATION DESCRIPTION of SERVICE WEBSITE &/or PHONE #
    FREECYCLE.ORG Recycle Old Stuff in your House - Give old stuff to people instead of tossing it into the garbage.
    Click here to join Freecycle_Cobb
    Click to join Freecycle_Cobb
    Recycle Refrigerators Georgia Power offers programs to properly Disposal of non-primary refrigerators. To find out more about the program, call 1-866-446-9250, or Click here to find out more about Georgia Power refrigerator recycling program.
    Recycle Computers Proper Disposal of computers in your area. To find computer equipment recyclers in your area, Click here to find recycling organizations in your area.

    To find a recycling center closest to your home who does not send junked computers to developing countries, Click here for recyclers.

    You may even want to try the Tommy Nobis Center in Marietta, GA CLICK HERE to go to Recycletronics website and discover more about recycling electronics items.

    Rechargeable Battery Recycling Corporation Proper Disposal of Rechargeable Batteries-Properly dispose of anything from laptop to cell phone batteries.

    I think Best Buy, Lowes, and Home Depot have stations at their entrance/exit area to dispose of rechargeable batteries and cell phone batteries.

    National Cristina Foundation Where you can donate your old computer.

    NCF

    Or

    Goodwill

    Verizon Wireless Donate your old, used cell phone to help fight domestic violence. You can donate your used wireless phone to support Donate a Phone CALL to PROTECT, which aids in the fight against domestic violence. Wireless phones are reprogrammed with emergency phone numbers and redistributed free of charge to victims in need.
    Verizon Wireless - Hopeline
    If you know of other resources that helped you, let me know.


    GENERAL WEBSITES TO VISIT...


    Silver Comet Trail Map & Information

    Bicycle Paths & Bicycle Trails in Atlanta

    Financial Aid for College Students

    IRS Publication 523 - (Proceeds from) Selling Your Home

    Go to these other helpful areas of www.abuyeragent.com

    My Services Homebuyer
    Rights
    Home Buying Process Myths About
    Exclusive Buyer Agents
    FAQs
    Websites of Homes for Sale Questions
    to ask Your Lender
    Other Usefull Research Tools Schools, Neighborhood,
    Consumer & General Information
    Home Maintenance,
    Warranties, & Other Useful
    Information

    CONTACT ME

    TELL ME WHAT YOU ARE LOOKING FOR ON MY DESIRED FEATURES FORM

    SEND AN EMAIL WITH ANY QUESTIONS (Jim@abuyeragent.com)

    or just call me at 770-971-5418 (Office) or

    770-265-7293 (Cell Phone)


    ACCESS BROKERAGE HOME PAGE

    "James E. Parker is a licensed Real Estate Broker in only the State of Georgia and holds his license with Access Brokerage, Incorporated, located at 1634 Rex Drive, Marietta, GA 30066 north of Atlanta in Cobb County, Georgia that serves Atlanta metro area that includes the counties surrounding Atlanta, Georgia."